Offers you a low rate year-round for consumers who carry a balance.

• Low interest rates
• No annual fee
• Use Digital Banking to easily review card activity and make payments

Make life more rewarding with a First Commerce Rewards Visa credit card!

• Earn 1 point for every $1 you spend
• No annual fee
• Up to 5 years to redeem rewards points
• Redeem points for merchandise, travel, event tickets and more!

Provides flexibility to access additional funds whenever you need them.

• Generous credit limits
• No limit to the number of times you can use and repay funds
• Quick and easy access to money you need

Flexibility to borrow against the equity in your home when you need it without borrowing a lump  sum all at once.

• Lines of credit up to 90% of your home's value

A home equity loan allows you to borrow a set amount of money against the value of your home for a fixed period of time.

• Loans up to 100% of your home's value
• Fixed interest rates
• We'll pay your closing costs!*

*First Commerce pays all typical closing costs if loan is not paid off during first three years

Own your home free and clear sooner! Available for primary residences located in Florida and Georgia.

• Loans up to 70% of your home's value
• Fixed interest rates
• No closing costs (we'll pay them for you)*

*First Commerce pays all typical closing costs if loan is not paid off during first three years

Financing for the perfect piece of land. Available for unimproved property located in Florida or Georgia.

• Any size lot within a recorded subdivision or up to 40 acres outside a subdivision
• Financing up to 90% of appraised value
• Fixed rate option

A one-time advance that does not require any collateral. Perfect for larger purchases that you need a little time to pay off.

• Consolidate and pay off debt or cover unexpected expenses
• Amounts up to $40,000

See why we are North Florida and South Georgia's premier auto lender!  We offer auto financing and refinancing options to get you moving!

• Up to 100% financing (vehicle purchase price including tax, trade, tag and title)
• Competitive low rates

Adventure awaits with an affordable RV, boat or motorcycle loan with First Commerce.

• Financing up to 100% of purchase price (including tax, title and licensing)
• Competitive rates and local service